Abstract
Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and have future preferences, indicating that this P2P platform is perceived as a risky instrument.
Original language | English |
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DOIs | |
State | Published - 8 Apr 2022 |
Keywords
- Finance Technology
- P2P Platform
- Time Preference
- Risk Aversion.