Are You Ready for Risk? Time Preferences and Risk Attitudes in Peer to Peer Lending Platforms

Research output: Working paperPreprint

Abstract

Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and have future preferences, indicating that this P2P platform is perceived as a risky instrument.
Original languageEnglish
DOIs
StatePublished - 8 Apr 2022

Keywords

  • Finance Technology
  • P2P Platform
  • Time Preference
  • Risk Aversion.

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